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Ancillary Products

Cole Insurance and Senior Solutions provides the following supplemental benefits:

Hospital Indemnity

Hospital Indemnity insurance supplements your existing health insurance coverage by assisting with the costs associated with hospital stays. Typically, it provides a daily benefit amount multiplied by the number of days of your hospitalization. This is a widely sought-after and cost-effective benefit.

Individual Dental

Cole Insurance and Senior Solutions can help you find dental insurance that provides coverage within the network of your preferred dentists.

There are two categories we use to help you find the right plan:

  • Individual/Family
  • Senior Market

Additionally, there are two coverage levels to consider:

  • High Coverage Level: Higher premiums but lower copayments and deductibles. You pay more monthly, but less out of pocket when you get dental services.
  • Low Coverage Level: Lower premiums but higher copayments and deductibles. You pay less monthly, but more out of pocket when you get dental services.

Individual Vision

Vision insurance is designed to assist in covering your regular vision care needs, like routine eye exams, prescription glasses, and contact lenses. 

You can purchase individual vision plans in addition to your health insurance coverage. Having your own Individual Vision Plan typically provides you with more flexibility in choosing where you receive your vision care. 

At Cole Insurance and Senior Solutions, we’re here to assist you in securing an individual vision plan or one for your family. We’ll also help you find a vision plan that aligns with the network of your preferred vision care providers. 

Oftentimes, opting for a bundled Dental and Vision plan can save you money.

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